The Bank’s semi-annual Financial Stability report presents an overview of the position of the financial system, its strengths and potential weaknesses, and the macroeconomic and operational risks it may face. In addition, it explains how the Central Bank carries out the tasks necessary for the operation of a sound and effective financial system.

The Icelandic financial system is resilient. The systemically important banks’ capital and liquidity are strong, and they have ready access to market-based funding. There is significant geopolitical uncertainty, however, and in many economies long-term interest rates have risen due to growing doubts about fiscal sustainability.

A state­ment of the Fin­an­cial Sta­bil­ity Com­mit­tee will be pub­lished at 8:30 to­mor­row, Wed­nes­day 24 September 2025. The Financial Stability report will be pub­lished at 8:35.